NVR Mortgage offers a wide range of loan programs to fit your specific individual needs. Based on your feedback, we can help you choose a program best positioned to meet your needs.
WHAT LOAN PRODUCT IS RIGHT FOR ME?
Fixed Rates
The interest rate and monthly principal and interest (P&I) payments remain the same for the life of your loan.
Great for those on a fixed income.
Great for those who plan to make this their long-term home.
Adjustable Rate Mortgages (ARMs)
The interest rate and monthly principal and interest (P&I) payments remain the same for a set initial period, based on the type of ARM loan selected.
After the initial period, your interest rate will then adjust periodically.
The Initial ARM rate is typically lower than a fixed rate loan.
Beneficial for those whose income is expected to increase in the future.
Great for those who plan to move in five to seven years.
WHAT LOAN SIZE IS RIGHT FOR ME?
Jumbo
Provides financing for loan amounts greater than $484,350.
The interest rate and monthly principal and interest (P&I) payments remain the same for the life of your loan.
Great for those on a fixed income.
Great for those who plan to make this their long-term home.
Conforming
Provide financing for loan amounts less than or equal to $484,350.
Follows industry standard underwriting guidelines.
WHAT PROGRAM AM I ELIGIBLE FOR?
First-Time Homebuyer Programs
Government Programs
Lower down payment
May be available to borrowers who have not owned a home in the past 3 years.
Benefits vary based on geographic locations.
Federal, state and local agency programs to assist borrowers with purchasing a home.